Weekly Boosts
🌟 Friday: when regrets pay you back
Skip a purchase you rated low, and Seedling turns it into an automatic Friday debt-busting payment.
Seedling
Erase Credit Card
Debt for Good
Repay your debt — grow your way out of the Credit Card Debt Trap one week at a time.
You’re not alone — credit card companies make billions by keeping 60% of us in debt. Seedling flips the script.
Bank Level Security
Backed by Science
Stay Motivated
Round Ups
☕ Tiny coins, big progress.
Each purchase levels you up — rounding to the nearest dollar, with the extra cents chipping away at what you owe.
Splurge Match
👟 Turns splurges into progress.
When you treat yourself, your debt gets treated too with a matching repayment.
Payday Boosts
💸 Level up on pay day.
Every paycheck unlocks an extra boost, helping you knock down debt when your balance is strongest.
Streak Bonuses
🔥 Consistency unlocks bigger boosts.
Stay consistent week after week, and Nessie rewards your debt with a bonus repayment.
Science only works if you stick with it, so
Seedling makes the hard stuff fun.
Ready to play your way out of debt?